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| Section | Weight | Objectives |
|---|---|---|
| Global AFC Frameworks, Governance and Regulations | - AML Regulatory Framework (Elective options: Canada, EU, UK, USA) | |
| Tools and Technologies to Fight Financial Crime | ||
| Understanding Risks and Methods of Financial Crime | 30% | - Financial Crime Risks related to gaming and gambling - Financial Crime Risks related to VASPs, cryptoassets, and related products - Financial Crime Risks related to products within other financial sectors - Financial Crime Risks related to trusts and company service providers - Financial Crime Risks related to MSBs, PSPs, and ecommerce platforms - Financial Crime Risks related to insurance products - Financial Crime Risks related to gatekeepers - Financial Crime Risks related to real estate - Financial Crime Risks related to Politically Exposed Persons (PEPs) and high-risk customers |
| Building an AFC Compliance Program |
一家銀行的交易監控系統向一位洗車客戶發出警報。該客戶在存入大筆現金後,申請了國際電匯。
哪些額外情況會使案件更可疑?
Correct Answer: A 🗳️
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一家大型國際銀行的首席合規官 (CCO) 正在探索如何透過更有效地利用情報資料來增強銀行識別可疑活動的能力。一個潛在的解決方案是參與公私合作夥伴關係 (PPP),以利用共享情報並加強與政府機構的合作。
該銀行正在考慮與當地金融情報機構 (FIU) 及其他金融機構合作進行 PPP 計劃,以改善其獲取相關數據和情報的管道。首席合規官 (CCO) 理解,雖然 PPP 模式可以帶來顯著優勢,例如改進風險檢測和增強資訊共享,但也存在潛在的局限性,包括資料隱私問題以及公共部門和私營部門合作夥伴之間不同的優先事項。
哪種方法可以最大限度地發揮 PPP 為銀行帶來的好處,同時減輕與資料共享和情報相關的限制?
Correct Answer: B 🗳️
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下列哪些被視為高階管理層參與金融犯罪合規計畫的最佳實務? (選兩項。)
Correct Answer: C,D 🗳️
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下列哪些是基於風險的方法的一部分? (選擇三項。)
Correct Answer: A,B,E 🗳️
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在決定定期客戶盡職調查 (CDD) 更新的頻率時,公司首先應考慮以下因素:
Correct Answer: B 🗳️
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